Lending and Commercial Foreclosures

Caroline C. Fuller

Thomas P. Kearns

Michael M. McKinstry

Nicholas A. Dooher

Tamara A. Hoffbuhr Seelman

J.Christopher Kinsman

Jennifer L. Friednash

In the current climate of uncertainty and tighter lending requirements, we offer our clients the knowledge needed to identify and prioritize their options. We can help untangle the implications of the recently changed dynamic with federally related funding and lending programs. We can guide our clients to their best option when facing a workout or foreclosure.

We also have significant experience in other forms of financing, including securitized financing, real estate investment trusts, public and private securities offerings, and varying structures of carry-back financings. Please see our Corporate Finance page for more information.

Commercial Lending: We have broad experience representing national and local banks, insurance companies, and various private lenders, along with individual and corporate borrowers. We negotiate, analyze, and draft documents related to secured and unsecured commercial loans, including:

• Long-term lease financing
• Floor plan financing
• Equipment leasing
• Revolving credit
• Asset-based lending

Real Estate Financing: We represent both institutional lenders (insurance companies, banks, and other financial institutions) and borrowers in connection with the structuring, negotiation, and documentation of loans secured by real estate.

We also act as lender or borrower counsel in construction and permanent financings for real estate projects, including:

• Federal Housing Administration (FHA)
• Freddie Mac
• Fannie Mae
• Government National Mortgage Association (GNMA)
• Land acquisition
• Development
• Construction
• Permanent and mezzanine financing transactions

Foreclosures: We regularly represent lenders and borrowers in out-of-court workouts, bankruptcy cases, and receivership proceedings. We handle foreclosures on real and personal property.